Does Homeowners Insurance Cover Crawl Space Repair? What Georgia Homeowners Need to Know

Homeowners insurance typically does not cover crawl space repair if the damage results from neglect, poor maintenance, or gradual wear and tear. However, if the damage is caused by a sudden and unexpected event—such as a burst pipe or natural disaster—some policies may provide coverage. It’s essential to review your specific policy details and consult with your insurance provider to understand what’s included. For most water intrusion or long-term moisture issues, coverage is unlikely, so proactive maintenance and professional inspections are key to protecting your home’s foundation