Financial planning apps help families understand the real cost of studying in New Zealand by calculating tuition fees, living expenses, accommodation costs, and insurance requirements. These tools present financial data transparently, helping families plan funding sources with confidence. However, immigration authorities require specific documentation formats and financial histories that apps may not fully explain. Consultants review app-generated financial plans and guide students in preparing compliant financial proofs. This professional oversight ensures that digital budgeting supports visa approval rather than creating documentation risks.
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